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by Daniel | Last Updated July 5th, 2021 We may earn a commission for purchases using our links, at no cost to you. So today I am going to I’m going to compare the Citi Premier card versus the Chase Sapphire Preferred Card.I’ll go over what they offer in terms of a sign-up bonus, How much they cost each year, how you can earn points when using the cards and then I’ll choose which card is best in terms of rewards and value. https://www.youtube.com/watch?v=MSzbfL1y5LM Annual Fee & Sign-up Bonus So first up let’s start with the annual fee and signup bonus of each card. To begin with, the Chase Sapphire Preferred card has an annual fee of $95, and for new card members only after spending $4,000 within the first 3 months of opening the account, you can earn 100,000 bonus points that are worth at least $1,250. The Citi Premier Card also has an annual fee of $95 and for new card members, it currently offers 60,000 reward points after you spend $4,000 within the first 3 months of opening the account, and these points are worth at least $600. So the Chase Sapphire Preferred Card offers a lot more value due to the sign-up bonus which is currently worth $650 more than the Citi Premier Card. Winner - Chase Sapphire Preferred Earning Points So next up let’s look at how many points you can earn with each card. Citi Premier The Citi Premier Card currently offers 3x times points at restaurants, Supermarkets, Gas Stations, Air travel, and Hotels.And then any other purchases will receive 1 point per dollar spent. Chase Sapphire Preferred With the Chase Sapphire Preferred card, you will earn 5x points for all Lyft rides through March 2022.Next up you will earn unlimited 2x points for both dining and travel and anything else will receive 1 point per dollar spent.So in terms of the value, you get when earning points the Citi Premier card offers a bit more than the Chase Sapphire Preferred card. With the ability to earn 3x points at restaurants, Supermarkets, Gas Stations, Air travel, and Hotels, you should quite easily be able to earn more points over the year than the Chase Sapphire Preferred Card. Winner - Citi Premier Card Benefits and User Perks Now let’s have a look at some of the additional perks and benefits that each card offers you throughout the year. So with the Citi Premier Card, you will receive a $100 annual credit for any hotel stay that costs more than $500 that is booked through thankyou.com, You can also transfer thank you points to participating airlines with no fee and a minimum of 1,000 points per transfer.And finally, you get access to City Entertainment which gives you access to presale tickets and exclusive events such as concerts, sporting events, and dining experiences. Next, let’s look at the Chase Sapphire Preferred Card. So first up will receive a DashPass valued at $9.99 per month(or $119.88 per year) and this gives you complimentary DoorDash delivery for orders over $12 and is valid for one year.Next up you will also get a $60 credit back for Peloton Digital or All-Access Memberships until the end of 2021.Along with these benefits, you also get a long list of different travel-related benefits including baggage delay insurance. So if your baggage is delayed more than 6 hours by a passenger carrier you can receive up to $100 a day for 5 days. There is also Primary car rental insurance that covers a reimbursement up to the actual cash value of the car for theft or collision damage caused to the rental car. You also get extended warranty protection that gives you an extra year of protection for eligible warranties of three years or less that are purchased in the US. Purchase Protection is also included and covers up to damage or theft for 120 days up to $500 per claim and $50,000 per account A finally there is trip cancellation insurance that covers $10,000 per person and $20,000 per trip.There is also Trip Delay Insurance which covers up to $500 per ticket. So the Chase Sapphire Preferred Card offers up to $179.88 in value which is a fair bit more than the Citi Premier Card which offers just $100 in value.Also, the Chase Sapphire Preferred card offers a ton of travel-related insurance benefits that the Citi Premier card does not have.Winner - Chase Sapphire Preferred Recap Ok so now let go back over all of the sections that I've covered and see what card offers the most value. So first up we covered the annual fee and sign-up bonus for each card, and for this section, the Chase Sapphire Preferred Card quite easily beat out the Citi Premier card.First of all the annual fee is the same for both cards, but the 100,000 bonus points for new cardmembers of the Chase Sapphire Preferred card are worth $650 more than what the Citi Premier Card offers you. So that’s 1 point for the Chase Sapphire Preferred card. Next up I went over how each card can earn you points and for this section, the Citi Prestige card beat out the Chase Sapphire Preferred card as it offers a higher earning rate of 3x points for restaurants, Supermarkets, Gas Stations, Air travel, and Hotels. So you should be able to easily earn more points than you can with the Chase Sapphire Preferred Card. So that’s one point for the Citi Premier Card In the next section, I went over some of the benefits and user perks that each card offers, and for this section, the Chase Sapphire Preferred Card offers $79.88 more in value.It also has a large variety of different travel-related insurance coverage that the Citi Premier just doesn’t offer. So that’s another point for the Chase Sapphire Preferred Card. So based on the numbers above the Chase Sapphire Preferred Card comes out on top with 2 points to 1 as it offers more value from its sign-up bonus of 100,000 points, and its benefits and perks offer more value and options than the Citi Premier Card.So the winner for this review is the Chase Sapphire Preferred card. If you want to learn more about either card you can click here for the Chase Sapphire Preferred card or you can click here for the Citi Premier card. DESTINATIONS New York CityLondonMiamiMonacoLos AngelesCannesGenevaRome, Italy RECENTLY REVIEWED 10 Best Luggage SetsBest Carry-on Luggage Reviewed10 Best Backpacks To Buy NowTop Travel Accessories ReviewedBest Men’s & Women’s Wallets10 Most Comfortable Travel PillowsTop-Rated Travel Adapters10 Of The Best Toiletry BagsBest External Hard Drive For Travel10 Best Cruise LinesBest VPN for TravelBest Herschel Backpack For School