by Daniel | Last Updated June 4th, 2022
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Is the World of Hyatt credit card the ultimate hotel credit card to have?
With a sign-up bonus that is potentially worth up to $2,000 and the ability to earn a ton of extra points when staying at Hyatt properties, this might just be the best value hotel credit card available today.
In this article, I’m going to take you through everything there is to know about the World of Hyatt credit card and how you receive almost $2,000 in redemption value just for the sign-up bonus!
So let’s first start by looking at how you can receive almost $2,000 in value just from the 60,000 points sign-up bonus.
And it’s worth noting that to receive the full 60,000 point sign-up bonus there are a few spend requirements that you will need to meet.
Basically, after you spend $3,000 on purchases within the first 3 months of opening your account you will earn 30,000 bonus points.
Then to earn the extra 30,000 points you will need to spend a total of $15,000 within the first 6 months of card ownership, which works out to be a spend of about $625 a week or $2,500 a month (over the first 6-month period).
So assuming you have a few larger bills coming up or are planning a relatively expensive trip away, it shouldn’t be too difficult to meet this spend requirement.
Now its worth noting that Hyatt points are worth approximately 1.8 cents per point which gives this sign-up bonus a value of $1,080, which is pretty decent for a credit card that has an annual fee of just $95, it’s actually worth more than 11x the value of the annual fee.
But the best thing about Hyatt points is that it is possible to receive substantially more value than this when using points at specific Hyatt hotels.
Hyatt Regency London – The Churchill
As an example, just last month I was able to use 25,000 of my Hyatt Points to book a night at the Hyatt Regency in London which is also known as ’The Churchill’.
And this stay was valued at $623 a night which provided me a value of around 2.49 cents per point, which is quite a bit more than most other hotel credit cards.
So if you were to use the signup bonus to book 2 nights in a row at this hotel it would require 50,000 points and have a cash value of $1,246, and best of all you would still have an additional 10,000 points left on your account, which at a 1.8 cent points valuation is worth $180.
This provides a total value of $1,426, which is pretty good.
Park Hyatt Paris-Vendome
Now an even more valuable option would be to book a night at the Park Hyatt Paris-Vendôme.
I’ve been able to find a room in August that costs $1,635 that can be booked with just 40,000 points, this provides you with a value of over 4 cents per point which is amazing value!
And best of all you would still be left with 20,000 points from the initial sign-up bonus which at a rate of 1.8 cents per point would be worth $360.
This example provides you with $1,995 in value just from the sign-up bonus alone which is really good value for a credit card that only costs $95 a year, it’s literally 21 times more value!
Hyatt Regency Monterey Hotel and Spa on Del Monte Golf Course
Now if you don’t want to have to travel overseas to use your points, there is still plenty of value to be had in the US.
For example, you can book a night at the Hyatt Regency Monterey Hotel and Spa on Del Monte Golf Course which usually costs $540 per night for a standard room for just 23,000 points, this works out to be around 2.35 cents per point.
So for 46,000 points, you can get two nights at this hotel which are valued at $980, and best of all you will still be left with 14,000 points that are worth at least $252 on a 1.8 cents per point valuation.
This leaves you with a sign-up bonus worth at least $1,232, which is pretty good!
Hyatt Regency Westlake
Now an even better deal would be a stay at the Hyatt Regency Westlake where a standard room goes for $338 per night.
As a Hyatt member, it is possible to book a night for 12,000 points, which is a value of approximately 2.8 cents per point.
So If you can manage to receive the full 60,000 point sign-up bonus you would be able to book a free stay here for 5 nights that would be worth $1,690!
So as you can see there are quite a few good deals to be had if you put in a bit of time and effort into searching for the best value stays through the World Of Hyatt website.
Now in my experience using points to stay at Hyatt Hotels, it’s worth trying different dates with the hotels you are looking to stay at, as the rates can change from day to day.
Other Benefits
Now besides the ability to receive the 60,000 points sign-up bonus, you will also receive a few decent benefits that come with this card.
The first benefit is a Free Night Award, which is provided to you after your first year of card ownership and each year thereafter.
This can be used at any Hyatt hotel or resort that falls into a category 1 to 4, which can in some cases be worth around $300 per night.
Then if you manage to spend a total of $15,000 on the card within a calendar year you will actually receive a second free night award.
So just these two benefits alone are potentially worth around $600 each year, which easily covers the cost of the annual fee.
Another benefit that comes with this card is free World of Hyatt Discoverist status.
This provides you with the ability to receive elite check-in, room upgrades, and late checkouts upon availability.
And with Discoverist status, it is also possible to revive an additional 10% bonus points on all eligible purchases.
Now each year of card ownership, you will receive an additional 5 qualifying night credits towards the next tier level.
And for each $5,000 that you spend on the card you will also receive 2 additional qualifying night credits.
World Of Hyatt Tiers & Benefits
So if we take a quick look at the different tier levels of membership you will see that Discoverist is the second level of membership.
And as you earn more points through spending on the card, or if you stay more nights at Hyatt hotels, over time you will move up the tier levels towards Explorist and then Globalist.
And if you do make it to Globalist level you can expect to receive an additional 30% bonus points on eligible Hyatt purchases, Room upgrades to suites, late check-out up to 4 pm, Club access or breakfast, and priority access to rooms.
These are all nice extra benefits to have that are really quite valuable and definatly worth considering if you do stay at Hyatt properties quite often.
Now the last benefit that is included with this card is a complimentary 12-month DashPass that is worth $9.99 per month.
This provides you with free delivery and lower service fees on orders that are over $12.
Points Earning Potential
So now you know what the sign-up bonus is worth and what other benefits come with the card, let’s take a look at the points-earning potential of this card.
The highest points earning potential is the ability to earn 9x points for purchases made at Hyatt hotels.
This also includes any restaurants and participating locations that are owned by or managed by the Hyatt corporation.
You will then earn 2x points on the following categories:
- Restaurants
- Airlines tickets (directly from the airline)
- Local transit
- Fitness clubs/ Gym memberships
Then all other purchases that are made on the card will earn you 1 point per dollar spent.
So if you do stay at Hyatt properties throughout the year there is the potential to earn a ton of extra points, and as you move up the Hyatt tier levels of membership you will end up earning even more points.
Insurance Coverage
Now as with most decent credit cards, there is also a pretty extensive list of travel and purchase coverage which can come in handy if anything happens to go wrong.
In terms of travel, there is Baggage Delay Insurance that covers up to $100 a day for up to 5 days if your luggage is delayed by the passenger carrier for more than 6 hours.
There is also Lost Luggage Reimbursement for you and an immediate family member that covers up to $3,000 per passenger for their checked or carry-on luggage.
With Trip Cancellation/Interruption Insurance, it is possible to be reimbursed up to $5,000 per person and $10,000 per trip if your trip needs to be canceled or it is cut short due to sickness or severe weather.
The Auto Rental Collision Damage Wavier provides coverage for theft and collision damage of most cars in the US and abroad.
And then finally with Purchase Protection, it is possible to receive up to 120 days of coverage against damage or theft of new purchases with a total coverage of $500 per claim and $50,000 per account.
Final Thoughts
So that pretty much covers everything you need to know about the World of Hyatt Credit card.
And in my opinion, it is a great credit card that provides a ton of value and the ability to earn a lot of points when staying at Hyatt Hotels.
As you can see from the examples I showed you before it is possible to receive almost $2,000 in value just from the sign-up bonus.
Then if you spend just $15,000 on the card each year you will earn yourself 2 free night awards worth upwards of $600.
Also, if you spend a bit of time researching places to stay through the World of Hyatt website you will almost certainly find more great deals like I showed you in this article.
Now if you found this article interesting, make sure to check out my review and comparison of 3 of the most exclusive hotel reward credit cards available today.